Students must be good in credit card behavior as they are in study. While better study leads them to a better future, better credit card habits are path to safe future. Having healthy credit card habits protects you from financial disasters like bankruptcy, credit card debt, paying excess payment as late fee, interest charges, etc. [...]
December 18, 2011
How to Read Your Credit Card’s Security Code
Card identification Code (CIC), card verification code (CVC), card security code (CSC), card code verification (CCV) or card verification value (CVV or CV2) – all of four terms represents the only thing i.e. credit card security. Card security code is used by the merchants to confirm actual cardholder is making a purchase and it is [...]
December 15, 2011
11 Facts of Credit Report
Looking for an expert to decoding details of your credit reports? It’s easy, simple and full of information on your credit card behaviour. Read basics of credit report here to figure out the unrevealing facts. What is a Credit Report? Credit report is a piece of information about your financial history. It includes your credit/ [...]
December 12, 2011
A Student’s Tips to Maintain Free Credit Cards
A students has financial limits, they can’t spend irresponsibly like unnecessary credit card charges. Usually they try to obtain free credit cards instead paying much. Here you can learn how you can keep your credit card free. Use secure credit cards. Credit cards have two classes (i) secure and (ii) unsecured credit cards. You should [...]
December 9, 2011
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Do You Know Your Credit Reporting Rights
You have credit cards, credit score, credit reports, do you know about credit reporting rights. Certainly this is your legal right that is never told by report agencies to you. Credit Reporting Rights is your legal right and ensures credit card holders security against any credit card complaints. Do you know you have the right [...]
December 6, 2011
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Advantages and Disadvantages of a Debit Card
Credit card and debit card are two different aspects of plastic money with different advantages and disadvantages. As you have read a lot on credit cards, in this post you fill find some numerous advantages and disadvantages of debit cards. Advantages of Debit Cards Debit card does not match with credit card’s qualities much more [...]
December 3, 2011
5 Things Credit Card Company Don’t Tell You
You can see people surrounding you saying that they are victim of credit card companies’ illegal and unauthentic rules. You would have experienced it too not even in case of credit card companies but in other fields too. Usually corporate companies don’t provide enough information about products verbally due to either lack of time or [...]
November 30, 2011
6 Credit Card Myths for Credit Card Newbie
As you know your credit card controls your financial life. It creates your financial history (aka credit score) and summary of your financial habits that is accessed by financial institutions, banks, debtors, landlords and sometimes by your future employers to consider your candidature. Better credit score leads you to lower interest, flexible loan repayment schedules, [...]
November 7, 2011
Advantages and Disadvantages of Credit Cards for Kids
Kids are kids, credit cards are credit cards and parents should not be mixed them if they are good in financial calculations. Credit card is a silent time bomb in a beautiful packing while the kids are devils with their curious mind. Sometimes parents trust their kids and thrust credit cards into their hands. Problems [...]
November 4, 2011
4 Ways Made to Cheat Credit Card Consumers
We are fascinated with credit card company’s inevitable offers. These offers are incredible and bare necessities for life. Still the principle of ‘Give and Take’ works here too. For every credit card concerned service you have to pay fee depending on services. Sometimes they are charged in form of late fee, sometimes it is taken [...]
November 1, 2011
How to Associate your PayPal Account to a Credit Card
Credit cards/ debit cards and PayPal are two different gateways for money transition, one works with swipe machine while another is suitable for online transaction. No matter how much you want to get or spend, have an account to use your money power. Do you know that both of these methods can be interlinked to [...]
October 29, 2011
6 Tips to Avoid ID Theft on Campus
College life is beautiful and memorable. That time we use into dreaming, building new relationships, learning social skills, making own social identity along with getting education for better career perspectives. This is the time while we start to learn financial lessons of life that how to earn, invest, spend or plan for its multiplications. All [...]
December 21, 2011
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